The First Thing to Do When You Feel Lost With Money

Feeling Stuck With Your Finances? Let’s Start Here.

We’ve all been there—feeling completely lost with money and not knowing where to start. Maybe you’ve avoided looking at your bank account, or you’re overwhelmed by bills and don’t know what to prioritize. The good news? You don’t have to have all the answers right now.

Let’s take the first step toward clarity, together.

Why Feeling Lost Is Normal

Financial stress isn’t just about numbers—it’s emotional. When you feel overwhelmed, it’s easy to shut down or avoid dealing with money altogether.

But here’s the truth: you’re not alone, and it’s never too late to take control. The first step is to face where you are today, without judgment.

Step 1: Write Down Your Income and Expenses

Start by listing every source of income you have, along with all your regular expenses. Don’t overthink it—just get everything down on paper.

My FREE Budget Planner is perfect for this step. It gives you a simple structure to organize your money and see the bigger picture.

Step 2: Identify One Quick Win

Look for one small change you can make right now.

Could you cancel an unused subscription?
Could you bring lunch from home instead of eating out?
Could you set aside $10 this week for savings?

These small wins create momentum and remind you that change is possible.

Step 3: Set a Simple Goal

You don’t need to overhaul your finances overnight. Start with one goal that feels achievable, like:

Paying off a $200 credit card balance.
Saving $50 this month.
Sticking to your grocery budget for one week.

Use the “Goals” section of my planner to write down your target and track your progress.

Step 4: Celebrate Progress, Not Perfection

Managing money is a journey, not a destination. Instead of focusing on what you haven’t done, celebrate every step forward. Progress, no matter how small, is still progress.

Start Your Journey Today

If you’re feeling lost with money, the first step is simply to start. Download my FREE Budget Planner and take that first step toward clarity and confidence today. You’ve got this!